Mortgage Tools
Education First.
Confidence That Carries Forward.
Everything here is designed to help Teamsters navigate homeownership with clarity and confidence.
Access free homebuying education and healthy credit strategy courses built to strengthen your financial foundation. Use simple calculators, loan estimate guides, and credit report tools to better understand your budget, your options, and your borrowing power.
From step by step checklists to planning resources that help you compare paths and think ahead, these tools are here to help you get informed, get organized, and move forward when the time is right.
Built to support Teamsters at every stage of the homeownership journey, this isn’t about rushing a decision. It’s about giving you the knowledge and tools to make the right one!
Homeownership Education
Fannie Mae HomeView®
Your Free Homeownership Education Course. Get started with an in-depth understanding of the homebuying process.
Get your credit report
Awareness Builds Confidence
Your credit report can influence your financial opportunities — from getting approved for credit to the terms you receive. Understanding what’s in it helps you protect your progress, fix errors, and prepare for what’s ahead. Checking your free credit report is a simple, empowering step.
Learn more about healthy credit
Fannie Mae Strategies for Healthy Credit
This course will teach you the basics of credit, the steps you need to take to build your credit, how to establish and develop credit management skills, and principles and strategies for building a healthy credit history to help you on your way to homeownership.
DISCOVER YOUR PAYMENT COMFORT ZONE
See how different loan amounts, rates, and terms can shape your monthly payment. Use the calculator to explore what feels comfortable and plan your next step with confidence.
KNOW WHAT TO EXPECT
The Loan Estimate outlines your mortgage terms upfront. The Closing Disclosure shows the final numbers before closing. Review both to ensure everything matches what you discussed with your lender.
Mortgage Checklists
These checklists help you stay organized throughout your homebuying process with guidance on required documents, preparation steps, and a simple way to keep all mortgage-related contacts in one place. Designed to reduce stress, not rush decisions, these tools help you stay clear-minded, ask better questions, and move forward with confidence when the time is right.
DISCOVER YOUR PAYMENT COMFORT ZONE
See how different loan amounts, rates, and terms can shape your monthly payment. Use the calculator to explore what feels comfortable and plan your next step with confidence.
IMPORTANT INFORMATION
Mortgage Readiness Platform, Consumer Choice, and Program Protections
The Teamster Home Advantage Program is a mortgage readiness platform designed to help Teamster Members prepare for homeownership. Through the Program, Members have access to educational resources, planning tools, and a personalized mortgage readiness profile that helps them understand affordability considerations and general readiness indicators before pursuing a mortgage.
Members retain full control over their readiness profile. Members may choose to print or export their readiness profile and provide it directly to any mortgage lender of their choosing, whether or not that lender participates in the Teamster Home Advantage Program. The Teamster Home Advantage Program does not require Members to use a participating lender and does not restrict a Member’s ability to shop for, compare, or obtain mortgage financing outside the Program.
Members may elect, at their express direction, to transmit their readiness profile to a participating lender within the Teamster Home Advantage Program framework and may be eligible for additional program features or mortgage options offered by participating lenders, subject to the lender’s eligibility criteria.
Certain union-sponsored benefits and protections, including the Teamster Home Advantage Program Mortgage Relief Payment (MRP), apply only to qualifying mortgages originated through participating lenders within the Teamster Home Advantage Program framework. Mortgages originated outside the Program framework are not eligible for these program-specific protections. Members remain free to choose the lender and mortgage option that best meets their individual needs.
