Privacy Policy
Effective Date: August 3, 2023
Union One Benefits Administration, Inc. (“Union One,” “we,” “us,” or “our”) respects your privacy and is committed to protecting it through our compliance with this policy. This privacy policy explains our practices regarding the collection, use, and disclosure of information that you may provide via our website, teamsterhomeadvantage.com.
Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. By accessing or using this website, you agree to this privacy policy. If you do not agree with our policies and practices, your choice is not to use our website.
- Information We Collect About You
We collect several types of information from and about users of our website, including personal information (such as name, postal address, email address, telephone number), and information about your internet connection, the equipment you use to access our website, and usage details. - How We Use Your Information
We use the information that we collect about you or that you provide to us, including any personal information, to present our website and its contents to you, provide you with information, products, or services that you request from us, fulfill any other purpose for which you provide it, and for any other purpose with your consent. - Disclosure of Your Information
We do not share, sell, or otherwise disclose your personal information for purposes other than those outlined in this privacy policy. However, we may disclose aggregated information about our users, and information that does not identify any individual, without restriction. - Data Security
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. - Contact Information
To ask questions or comment about this privacy policy and our privacy practices, contact us at:
Union One Benefits Administration, Inc.
28160 W Northwest Hwy, Suite 100
Lake Barrington, IL 60010
Phone: (224) 357-7881
Email: info@teamsterhomeadvantage.com
This policy is subject to change and we encourage you to review it regularly. Your continued use of the teamsterhomeadvantage.com website after the effective date of any modifications to the policy will constitute your acceptance of the privacy policy, as modified.
This policy is not intended to and does not create any contractual or other legal rights in or on behalf of any party. If you have any questions about this policy, please contact us at info@teamsterhomeadvantage.com.
IMPORTANT INFORMATION
Mortgage Readiness Platform, Consumer Choice, and Program Protections
The Teamster Home Advantage Program is a mortgage readiness platform designed to help Teamster Members prepare for homeownership. Through the Program, Members have access to educational resources, planning tools, and a personalized mortgage readiness profile that helps them understand affordability considerations and general readiness indicators before pursuing a mortgage.
Members retain full control over their readiness profile. Members may choose to print or export their readiness profile and provide it directly to any mortgage lender of their choosing, whether or not that lender participates in the Teamster Home Advantage Program. The Teamster Home Advantage Program does not require Members to use a participating lender and does not restrict a Member’s ability to shop for, compare, or obtain mortgage financing outside the Program.
Members may elect, at their express direction, to transmit their readiness profile to a participating lender within the Teamster Home Advantage Program framework and may be eligible for additional program features or mortgage options offered by participating lenders, subject to the lender’s eligibility criteria.
Certain union-sponsored benefits and protections, including the Teamster Home Advantage Program Mortgage Relief Payment (MRP), apply only to qualifying mortgages originated through participating lenders within the Teamster Home Advantage Program framework. Mortgages originated outside the Program framework are not eligible for these program-specific protections. Members remain free to choose the lender and mortgage option that best meets their individual needs.
